Rosca Participation in Benin: A Commitment Issue

Olivier Dagnelie, Philippe LeMay-Boucher

    Research output: Contribution to journalArticlepeer-review

    20 Citations (Scopus)


    In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit ASsociations. We provide empirical findings which indicate that individuals use their participation in a rosca as a device to discipline themselves to save money and commit against problems of self-control.
    Original languageEnglish
    Pages (from-to)235-252
    JournalOxford Bulletin of Economics and Statistics
    Issue number2
    Publication statusPublished - Apr 2012


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