Insurance for the poor: the case of informal insurance groups in Benin

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    3 Citations (Scopus)


    This article studies indigenous insurance groups using evidence from urban areas in Benin.
    Many of these informal institutions co-exist within neighbourhood distance. They are based on well-defined
    rules and regulations, offering premium-based insurance for funeral expenses, as well as other forms of
    insurance and credit to cope with hardships. We first provide a description of these groups. We then investigate,
    with the help of an original dataset, which individual characteristics are significant in explaining both the
    likelihood of joining such groups and the choice of insurance coverage.
    Original languageEnglish
    Pages (from-to)1258
    Number of pages1273
    JournalJournal of Development Studies
    Issue number16
    Publication statusPublished - 22 Aug 2012


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