Ghana residential property delivery constraints and affordability analysis

Noah Karley

    Research output: Contribution to journalArticlepeer-review


    Ghana is facing a housing backlog, estimated to exceed 500,000 units. While annual supply figures vary at between 25,000 and 40,000 units, it is understood that 70,000 are needed. The factors determining the supply of housing are reviewed along with a discussion of the availability of mortgage products. Finally, an affordability analysis is conducted in order to determine why there should be an almost total absence of demand for the mortgage products currently in the market.
    Original languageEnglish
    Pages (from-to)22-29
    JournalHousing Finance International
    Issue number4
    Publication statusPublished - 2008


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