Distribution of Life Assurance and Investment Products: The Scottish Mutual Life Assurance Industry

Angus W. Laing*

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

3 Citations (Scopus)

Abstract

The Financial Services Act (FSA) has had a major impact on the distribution strategies of life assurance companies in Britain. In particular it has led to a shift away from reliance on a single independent channel of distribution, towards a multi‐channel approach with the life company exerting direct control over the distribution process. The Scottish‐based mutual life companies faced particular difficulties in responding to the changed environment because of the particular characteristics of these offices. Examines the particular responses of the Scottish mutual life companies to the FSA.
Original languageEnglish
Pages (from-to)25-31
Number of pages7
JournalInternational Journal of Bank Marketing
Volume12
Issue number4
DOIs
Publication statusPublished - 1 Jun 1994

Keywords

  • Assurance companies
  • Change
  • Financial Services Act
  • Life insurance
  • Marketing
  • Marketing strategy
  • Salesforce
  • Scotland

ASJC Scopus subject areas

  • Marketing

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