Personal profile
Biography
Andrea is currently an Associate Professor of Finance at Heriot-Watt University, Edinburgh, UK having joined Heriot-Watt University in May 2016 as an Assistant Professor. Her research focuses primarily on household credit markets, with a particular focus on high-cost short-term credit and doorstep microfinance (including loan-level dynamics, agent behaviour, and default under monetary policy shocks), green (sustainable) growth, risk contagion, endogenous risk, financial crises, and bank regulation.
Andrea received a PhD in Finance from the University of Southampton, UK in 2015. Before this, Andrea was awarded a BSc in Economics in 2007 from Edutus College (MÜTF) Budapest, Hungary, an MA in European Economy and Management from Abertay University, Dundee in 2008, and an MSc in International Finance in 2010 from the University of Dundee, Scotland.
Andrea is a Senior feloow of the Higher Education Academy.
Research interests
High-cost short-term credit and doorstep microfinance (loan-level dynamics, agent behaviour, and default under monetary policy shocks)
Interbank contagion, systemic risk, green growth
Financial bubbles and the role of endogenous risk
Applied econometrics, Bayesian modelling
Machine learning , Natural Language Processing
Taking on PhD Students.
Roles & Responsibilities
Member of the REF C17 team, responsible for Research Culture since December 2024
Finance PhD Lead since 2022
Chair of the Board of Programme Directors for Finance between 2022-2023
Undergraduate Programme Director for Finance programmes between 2019-2022
Centre for Social and Economic Data Analytics co-Lead between 2021-2023
Member of the Athena Swan self-assessment team between 2017-2022.
Module coordinator for:
Banking (PG) since 2023
Applied Financial Modelling in Python (UG) since 2021
Corporate Finance (PG) since 2025
International Banking and Money Markets (PG) between 2016-2021
International Banking Institutions and Regulatory Frameworks (PG) between 2016-2021
Capital Markets (PG) between 2018-2019
Research Methods (UG) between 2020-2021
Expertise related to UN Sustainable Development Goals
In 2015, UN member states agreed to 17 global Sustainable Development Goals (SDGs) to end poverty, protect the planet and ensure prosperity for all. This person’s work contributes towards the following SDG(s):
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SDG 5 Gender Equality
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SDG 7 Affordable and Clean Energy
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SDG 8 Decent Work and Economic Growth
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SDG 10 Reduced Inequalities
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SDG 13 Climate Action
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SDG 16 Peace, Justice and Strong Institutions
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Prizes
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EICC Best Paper Award 2022
Tironsakkul, T. (Recipient), Maarek, M. (Recipient), Eross, A. (Recipient) & Just, M. (Recipient), Jun 2022
Prize: Prize (including medals and awards)
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Adam Smith Sustainability Conference & 2nd Annual Conference of the British Accounting Review
Eross, A. (Speaker)
28 Aug 2024 → 29 Aug 2024Activity: Participating in or organising an event › Participation in conference
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31st Annual Global Finance Conference 2024
Eross, A. (Speaker)
18 Jun 2024 → 20 Jun 2024Activity: Participating in or organising an event › Participation in conference
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Vietnam Symposium on Banking and Finance
Eross, A. (Speaker)
25 Oct 2018 → 27 Oct 2018Activity: Participating in or organising an event › Participation in conference
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8th ESOBE Annual Workshop 2017
Eross, A. (Participant)
26 Oct 2017 → 27 Oct 2017Activity: Participating in or organising an event › Participation in conference
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Paris Financial Management Conference
Eross, A. (Speaker)
18 Dec 2017 → 20 Dec 2017Activity: Participating in or organising an event › Participation in conference